But, before you decide to buy or build a home, you should be certain that you are getting a house that will suit the needs of your family and are aware of the responsibilities that come with owning a home. If the lender you have chosen is authorized by VA to do automatic processing, then as soon as receipt of the VA or LAPP appraisal, the loan can be approved and closed without waiting for the VA's approval of your credit application, it is really quick and easy. · Apply to a mortgage lender for your military loan, or VA loan, as one might think. .) can be gathering your credit and income